It's an unpleasant truth but most medical insurance plans are not worth the money they cost.
It's not often an insurance broker or adviser recommends someone not to buy an insurance product but at Leo Harper Ltd, we firmly believe that dental insurance, optical and general health insurance plans are very expensive for the cover they provide.

That's not to say that all health insurance cover is a waste of money. Far from it.

The best medical insurance can be very valuable to you which is why we recommend people have major medical insurance or hospital treatment cover. These plans give you protection against extremely expensive operations, treatments and drugs. You have peace of mind knowing that you can access costly hospital treatment or major medical insurance when you want it, not when you reach the top of the waiting list.

Do you want your family to wait for six months for no treatment? If you are waiting for non-emergency treatment at a hospital, you or your children could be waiting for months and still not be treated. In fact, research shows that over in 2006, 13,000 patients were sent back to their doctor after six months without having had the treatment they had been advised to have.

Six months on, and no treatment.

When you have major medical insurance cover, you don't have to suffer like this. You are first priority for treatment in hospital when you need it.

Why do you need medical insurance?
Research has shown that people with medical insurance cover have:

Faster recovery after surgery. People with health insurance cover took an average of 14 days off work compared to uninsured New Zealanders who took an average 48 days off work.

Less stress while waiting for treatment. Uninsured people had an average 35 days of "high stress" while waiting to be treated.

Better lifestyle with less impact on their finances, relationships and overall wellbeing. In all respects, the right medical insurance cover is better for you and your family.

Which plan is right for you? Compare health insurance providers and save money. At Leo Harper Ltd, we are unbiased with no allegiance to any single NZ medical insurance provider. We look at your personal and family needs and recommend the best medical insurance plan for your own situation.

This saves you money so you aren't paying for unnecessary cover or for expensive health insurances that are not economically justifiable. We have found in our experience that we can save clients like you up to 37% on their medical insurance costs simply by recommending the best medical insurance plan for them.

The sooner you start, the less it costs.
When your medical insurance plan begins, you are covered from that time but if you delay, you may develop a condition that you may have had health insurance for. It makes sense to act today.

So to make sure you have the best private medical insurance for your family, call us today. We will provide quotes for healthcare insurance so you can compare the plans best suited to you.

Call 09 303 1541 today for major medical insurance.